Purchasing a new home is the goal of many individuals and families across the country. Given the turmoil surrounding the real estate market in the mid-2000s, few people willingly rush into this kind of financial commitment. However, this process does not have to be a scary affair. With the right planning, and some strong tips…
Life insurance can provide financial security in case someone you’re dependent on dies or is incapacitated…but the concept works both ways. Someone close to you could possibly be holding a life insurance policy in your name in case you become the dearly departed. They may even be patiently making payments as investments in your death,…
A few weeks ago I talked about something called debt creep. Â This is the process of buying small things with your credit card that add up to a large debt over time. Â A good example is buying a latte every day and over time you realize that you have a few hundred dollars or more…
Choosing your business name, setting up your business accounts, registering your business, and many other details are all needed before you can open your doors. Before you second-guess your decision to become a small business owner, know that while it may seem overwhelming, it is easier than you think. Setting up a small business can…
When it comes to scams I received them in all sorts of ways from emails to phone calls. Â However last week a group of scammers decided to hit the smaller local bank in our home town. With the Christmas season in full swing the scammers are also on the prowl as I mentioned in my…
Today debt can be obtained in a bunch of different ways from credit cards, payday loans, mortgages, to medical bills. Â However this article is going to cover one method millions of people attain debt by these days, Â I call it debt creep. I know that term sounds a bit corny but just hear me out…
Yup, you read that right another scam is here just in time for the holiday’s. Â Earlier this week I received a fake email from Apple supposedly claiming I needed to verify that my email billing information is correct with them. Below is a copy of the Apple phishing scam email they sent me. …
In yesterday’s article, I talked about why leasing vehicles for my company, and in today’s article I wanted to talk about another thing I feel all small business owners should do, have a line of credit. For as long as I’ve owned the offline business I’ve never had to take a loan out on anything…
You do your business online, but sometimes, there are venues where you can generate new customers and sales, especially if you specialize in a specific industry. For example, if you sell comic books online without a physical retail space, there are all kinds of conventions that focus solely on the comic book industry. Many eCommerce…
The housing market has seen some significant leaps in the last year. Interest rates have been at an all-time low and housing affordability metrics are at an all-time high. Yet, these two factors alone don’t confirm a supposed housing market recovery. There are still too many issues that contradict the much talked about housing rebound….