Are you considering getting your first loan? There are multiple reasons why people consider taking a loan. This could be for purchasing a home, buying a car, or if you are going through a bad time financially. No matter what the reason is, it is essential to acknowledge that loans require a lot of responsibility. Ask yourself these four questions before you apply for a … [Read more...]

Have you ever thought about refinancing a personal loan? This is the process of replacing a loan you already have with a new one. Essentially, you are using the new loan that you have applied for to help with the old loan. If you have not thought about refinancing a loan before, now is a great time to explore this process. There are many advantages to doing this, from … [Read more...]

The COVID-19 crisis has literally taken everyone by surprise. Businesses are crumbling and economies are facing a major downturn. Keeping your personal finances in place can be challenging in such unpredictable circumstances when job losses and pay cuts are rampant. The key to survival lies in making the right money moves at the right times. For example, you can get an … [Read more...]

With so many Americans in dire straits when it comes to finances now, loan companies are seeing more and more people applying for loans. What you as a borrower need to know is that not all loans are created equal. When you need to borrow money, you first need to decide which type of loan is right for your particular situation. Having to get a loan is nothing to be ashamed … [Read more...]

The merchant cash advance is a product that has been tipped for a major rise in popularity over the next few months. This is largely down to the fact that many businesses have been interrupted for a number of weeks already, and this unfortunate trend looks to be continuing into the foreseeable future because of the coronavirus outbreak that’s affecting the entire globe right … [Read more...]

I think it's safe to say that almost all of us overspend at some point in our lives and sometimes the spending is necessary. Perhaps we have had a boiler leak or perhaps we have been involved with some legal proceedings and you are paying out a great lawyer to help with the case. These types of payouts add up. If you have been involved with any type of legal proceedings, you … [Read more...]

Businesspersons, at some point in their life, might require loans. There could be various reasons behind it, and it is important to think long terms in these kinds of situations. As much as there are pros to this, the biggest con of taking a loan is the business debt you will find yourself in after that. It may raise your levels of anxiety and nervousness. To start, your … [Read more...]

Many foreign nationals want to know how much loan can they borrow as a foreigner in Singapore. Many foreign nationals do not ask this question because the whole situation is quite complicated, and it varies from one government department to another. If you are a citizen of Singapore, the amount that you can borrow as a foreigner is still the same. However, if you are not a … [Read more...]

As a foreigner in Singapore, it is possible that at some time, you will be strapped for funds and will require urgent funding. You can come across medical emergencies or even find it challenging to manage your rent within your income. Fortunately, many loan providers help you through this situation. There are many banks and financial bodies that offer foreigner-specific … [Read more...]

Finding alternative finance quickly is crucial if you are struggling. Maybe you have had an excepted breakdown or the boiler broke, this can lead to additional strain on finances. But with a number of finance options available, this can aid you in repairs and replacements to get you back on track. In this article, we will be providing you with insight into some of the … [Read more...]