While there are several standout episodes of Seinfeld – such as the one about Festivus (for the rest of us), being the master of your domain, and who could forget Kramer’s obsession with black market shower paraphernalia – perhaps the most memorable meme that the show has contributed to popular culture is the notorious soup chef, and his declaration that because of bad behavior … [Read more...]

You are finally going to buy the car you wanted. But if you are going to buy with an auto loan, you need to prepare yourself to negotiate a good deal. You won’t be hit with the best deal at first, so you will need to fight for it (not literally). Let the following tips help you out!   #1 Negotiate the Price This only sounds simple. You need to use different tricks … [Read more...]

Borrowing money against your vehicle is certainly a good option when you’re cash-strapped fail to secure a loan through any credit union or bank. You may take it up as a predatory loan since the lenders often provide you with a loan amount that you find tough to repay in time. Apart from the initiation and documentation, you’ll also need to take the processing fees and … [Read more...]

When it’s time for you to get a new or used car, one of the first things you should think about is the type of auto loan that will fit your budget. You probably already have the car you want in mind, but this should be at least a little bit flexible as you must obtain the loan to match. Depending on the nature of your credit history and the value of your credit score, you … [Read more...]

The process of buying a home is always stressful, but it can be a true nightmare when you have so many other things that keep demanding your attention. One of the things that you need to get exactly right is your mortgage.   #1 What Bank Should You Talk To For one thing, there are so many different banks and lenders that you could approach, that your first … [Read more...]

Living with debt is the biggest challenge facing today’s seniors.  In fact, studies show that Older Americans are deeper in debt today than they were in 2003.   This makes sense.  Baby Boomers have lived through some of the most economically volatile times in our nation’s history.  Sure, when times were good, they were very good.   However, the setbacks like the bursting … [Read more...]

It may seem like a crazy question, how could paying off your mortgage sooner than the 30 year deadline, not be right for you?  It all comes down to maths and circumstance. I've been thinking about doing this for some time now and the benefits are huge and in this article I'll cover a few of them for you.   Interest is Different for Home Loans Debt from your home is … [Read more...]

Many people instinctively see borrowing money as a bad thing that should be avoided. It’s not necessarily the case though. There are many reasons why loans can be very positive and financially wise. You just have to get the timing right and be borrowing that money for the right reasons. Piling up debt with no regard for your future is obviously not good. But here … [Read more...]

Every business needs help from time to time. Whether you need help purchasing inventory, leasing a space, hiring employees, or even just consolidating previous company debts, there is funding available. Of course, not all funding is the same. In many instances, the type of business you run matters just as much as the amount of funding you need. So how do you find the … [Read more...]

You’ve only just started reading this article and I can already sense you wanting to click away. We often want to put off thinking about our mortgage. It’s a complex and kind of scary thing. But it really is worth thinking about as early as possible. This goes double if you’re in your 20s, the age at which everyone seems to be predicting your future doom. Soak in the … [Read more...]