You might have decided to lose weight and get fit or quit smoking. Or maybe you’ve decided to cut down on your drinking or spend more time with family. These are some of the most commonly-made new year’s resolutions – but maybe you should consider making some financial resolutions to help you to prosper in…
Personal finances are a function of several factors. Increasing income and cutting costs have obvious benefits to our balance sheets. However, what about your money psychology? Your money psychology could be a barrier to reaching many financial goals. This extends to retirement savings, debt reduction or funding a child’s education. Whatever the goals may be,…
Now that we’ve entered 2014, it’s time to put a few New Year’s resolutions into action. For many, saving money is a popular tenacity. From selling belongings you no longer want or need, to saving on expensive energy bills, there are a number of ways to cut cost in 2014. Here are a few of…
Finally the Golden years! After 35 years of working, worrying, running around, and stressing out, we can retire and finally enjoy freedom and peace. Unfortunately, retirement can also bring on arthritis, poor vision, heart problems circulation issues, and simply an increased amount of mysterious aches and pains. Choosing to use a medical alert system, like…
Everyone can use a financial tune-up, but where do you start? According to a Gallup Poll (November 2013), only 34 percent of Americans prepare a monthly budget. This entails a detailed, written budget done monthly; here is where you start. Tip 1 – Make a Budget There’s no way to improve your financial situation unless…
Building a new home or having a renovation on an existing home can be a very large investment. When having a project completed, you will likely need to hire a contractor to complete the project. Â In fact, I had to provide this for my contractor last year when I was building my house. In order…
When you have a problem financially and need money to get yourself back on your feet, there are several options open to you. Some of them you may not have heard of, while others you may be aware of. Deciding which options are best for you depend upon your particular financial situation as well as…
Everyone’s heard that the man who represents himself in court has a fool for a client, and for criminal charges that’s probably true, but if you’re seeking a small judgment, or a judgment in small claims court, representing yourself can save you time and money. These four facts will help you make your case: However…
If you plan on selling your home this year, making some inexpensive improvements can really pay off. While newly installed, high-end appliances and sink fixtures are impressive, installing less expensive versions are rarely deal breakers with potential buyers. Even with the current economy, making home improvements doesn’t have to be a struggle. Here are 6…
Most people care a lot about their finances. After all, the amount of money people have has a significant effect on their quality of life. As a result, they often think about what they should do to have a stable financial future. What’s also important, however, is what things you don’t do that might have…