We all make silly money mistakes now and then. We apply for loans we shouldn’t have, waste money keeping up with the Joneses, and spend far too much on takeaway coffees. These blunders are mostly our own fault, but many others aren’t. The world of personal finance is swarming with misinformation, causing many of us to make small errors that cost us big in the long run. To … [Read more...]

Not having enough money can become all-consuming. When we start to worry about not being able to cover our bills or defaulting on the mortgage, our lives begin to revolve around money, whether getting more of it or how to stop spending so much of it. Financial struggles affect millions of Americans, with only 28% of Americans qualifying as “financially healthy.” Those … [Read more...]

When you’re trying to manage your money well, you have to make sure that you’re on top of everything. And this can be hard. Because when you hit a rough patch, you can often be too stressed out to focus on making things work. Yet, the only way to move forward is to take back control of your money and learn to manage it well. And this is where budgeting comes in. Because … [Read more...]

Looking after your finances is hard. Money management is something that many of us have to learn over time; we’re not really educated about fiscal responsibility at school. But the sooner you can get your money in order, the better. Let’s talk about how you can start securing your personal finances on a long-term basis.   #1 Get your spending in check If you want … [Read more...]

There are numerous useful tools available to help you with your sports betting, such as this website. All the tools in the world, however, will not do you any good if you do not know how to manage the money that you put into your sports betting. You do not want to end up losing more than you can afford to. Luckily, with some understanding of the key principles for bankroll … [Read more...]

It’s almost tax season, everyone’s least favorite time of year. Getting them done right the first time can feel like a huge burden on your shoulders. It doesn’t feel like much of a reward to keep the IRS off your back but you might look at things differently if you realize that there are some tax credits that you’re eligible for. Instead of burdening your accountant with … [Read more...]

When you think about financial security, you might think about winning the lottery or having so much cash in the bank that you don’t know how to spend it. You might feel like it’s all about having riches- which can make it feel like something that’s completely out of reach. But this simply isn’t true, you can be financially stable without being absolutely loaded. You can be … [Read more...]

There comes a time when a country’s government may decide to change the money in use. This may be due to reasons like improving security measures, dealing with counterfeit, corruption, and inflation among others. Just imagine a scenario where the currency is declared obsolete and the government says that you cannot use the money you had worked so hard to earn. I’m very sure … [Read more...]

There comes the point in most people’s lives these days where an unexpected bill arises, or something happens where you find you’ve got no more money. You’ve already maxed out your credit card, you’re in your overdraft, and you’re unsure of where to turn next. It’s a difficult time, and it’s easy to feel overwhelmed and stressed out, which is only going to make things worse. … [Read more...]

Life has a funny way of springing things on you out of the blue. These can be good or bad little surprises and are all just part of the excitement of life. However, a lot of things do require some financial element so whether it’s an unexpected pregnancy, a new job opportunity, the loss of your job, having an accident or getting ill, how can you be prepared?   Are … [Read more...]