If you have reached a time in your life when you have made it beyond the financial essentials and have some extra money to work with, it becomes a new decision thinking about which luxuries are worth it to you and your family. When you're not fighting to pay the necessary bills or get rid of debt, what can you responsibly do with your extra cash? What things are worth it … [Read more...]

There are all kinds of things that can negatively affect your financial life, ranging from being made redundant unexpectedly, to have your car break down when you least expect it, to something more global in scale, like a recession or financial collapse. Unfortunately, though, some of the major causes of financial hardship are health-related concerns such as injury and … [Read more...]

Money is at the root of many commercial Industries, no doubt. Even socialized programs run on the idea that they have to pay for themselves regarding value at some point in the cycle between society at large and the companies that produce things like energy, roadways, or other infrastructure elements. To see how money and finances fit into industrial and commercial … [Read more...]

It's never too early to think about financial solvency as a consequence of some accident or injury. It doesn't matter if you were at fault or not. If you or someone that you are responsible for is injured, there are monetary decisions you have to make. If something that you did caused someone else to be hurt, then there might be some sort of compensation you old through various … [Read more...]

The thing with financial management is that we all hypothetically understand how to take care of our money, but, in real life, many of us struggle to choose the smart option. Maybe you want to save money but you end up splurging on luxuries. The point is that many people could have much better financial situations if they got their money in order. You just need to change … [Read more...]

Retirement planning and saving for other future events like post-secondary education and travel requires a strong financial plan and a basic understanding of investing in the stock market. This can include employer-sponsored retirement accounts or setting up automated investment payments that occur on predictable time intervals.   #1 Employer-Sponsored Retirement … [Read more...]

A financial crisis can take on many forms and unfortunately they have a tendency to arrive without any warning! Do you have any funds available to enable you to survive financially if a crisis occurs? Financial disasters may arrive in the form of redundancy, illness, sickness or a crisis could occur when your car breaks down, the roof starts to leak or a business goes under. … [Read more...]

Even as we begin our studies, each of us already has various kinds of study skills. Our learning drive emanates from different sources and so does our outlook towards our studies. Nonetheless, despite where we come from we need to take several things into consideration with regards to our studies. In order for us to succeed in our studies and future lives, we require good … [Read more...]

Savvy investors have long planned for rainy days in their financial strategies. Indeed, ranging back to the rather crude method of leaving a wad of bills in a pillowcase for safekeeping, to the more sophisticated practices of modern business pros, setting aside capital for a tough financial period has always been a sound tactic. However, ensuring your financial well-being is … [Read more...]

Debt is undoubtedly a stressful experience, but dying from it? According to an analysis of more than 8,000 Americans, losing at least 75 percent of overall net worth meant they were 50 percent more at risk of dying over the next two decades! The study, titled “Association of a Negative Wealth Shock with All-Cause Mortality in Middle-aged and Older Adults in the United … [Read more...]