It happens to every business, there are going to be difficult waters to paddle through, whether it's in a financial sense, an emotional sense, or just in finding the best way to keep your business ticking over. Financial problems are commonplace for every business out there, especially startups, but this doesn't mean that the more established companies are immune to … [Read more...]

If you know that you are not financially prepared for the future or if you know that you have not made a conscious effort to try and put something away then this can cause you a lot of stress. It may also have you worried because if something did happen to you, you may feel as though your family is going to be left carrying all of the debt that you have. Either way, it … [Read more...]

No matter how much planning you do for that rainy day, financial emergencies can happen. They can happen beyond your control. You can lose your job. You can have unexpected medical bills. A big expense can come at you from out of nowhere. What should you do when this happens? The first thing you should do is take a deep breath and not panic. You can get yourself through … [Read more...]

Every time the topic of your finances comes up you seem to push it to the back of your mind. You can’t face thinking about the debt you’ve found yourself in over the past few years and you’re ready to put an end to it. Over time your financial situation has become less and less stable and you’re struggling to maximize your money and pay off the loans you have built up. Your … [Read more...]

What’s the first thing that comes to mind when you think of frugal living? For most people, terms like cheap, cheapskate, and deprived come to mind. Contrary to popular belief, however, living frugally doesn’t mean being cheap, nor does it mean that you have to go without. Those who truly live this lifestyle are effective decision makers when it comes to their finances. They … [Read more...]

Ask anyone what their worst-case financial scenario is, and the answer will be pretty universal: running out of money. Without money, we risk losing our cars, our homes, our possessions, and our shelter and safety—the very tenets we require to be healthy and happy. While the idea is worrying, it’s important to understand that it can happen and to have a plan in place for … [Read more...]

You might not realize this, but your assets to give you incredible financial power. They can help you get out of a tricky money situation where perhaps you owe more than you can handle. They can also be used as tools to boost your income up to a little more if you are low on cash. It is important to look at the ways that you can use your financial assets in case you do need … [Read more...]

Having a working budget for your home is one of the best ways to track expenditure, and even create an avenue to save for rainy days. It also gives you control over your life and set realistic goals in life. Here are a few tips how to get started budgeting for your household.   #1 Get Organized Guesswork often leads to overspending and impulse spending. Having … [Read more...]

If you are trying to keep your finances in check, you do need to think about balance. It’s important to control how you spend the money you earn, manage your budget and make sure that you are not investing too much money in one area. By doing this, you can end up in a difficult situation, and this is how people end up in debt or at the very least money trouble. So, let’s … [Read more...]

Shopping has become so easy to do, it is almost a mindless activity for most. From the morning coffee at the café near work and the takeout dinner three times each week, to impulse spending online, swiping a card or dolling out cash without much thought has become standard. Overspending, as easy as it is, has the potential to derail even the savviest budgeters. … [Read more...]