As an insurance policyholder, you may have to talk to an insurance claims adjuster at some point. An adjuster is responsible for investigating and processing claims, determining the extent of damage or loss, and negotiating settlements with policyholders. It can be a stressful experience, but with the right approach, you can effectively communicate with an adjuster and … [Read more...] about Talking To an Insurance Claims Adjuster: Everything You Should Know
Public Insurance Adjusters: 7 Commonly Asked Questions Answered
When you take the sensible precaution of arranging insurance to protect your assets or possessions you have a reasonable expectation that your insurer will cover that loss when you make a claim. Unfortunately, many insurance companies will attempt to minimize the payout and even try to refuse the claim if they can find a reason within their terms and conditions that allow … [Read more...] about Public Insurance Adjusters: 7 Commonly Asked Questions Answered
5 Reasons Why Insurance Is Crucial for Small Businesses
When running a small business, it's easy to feel like you're saving money by cutting corners. After all, every penny counts when trying to keep your business afloat. However, some expenses are worth the investment, and insurance is one of them. Here are five reasons why insurance is crucial for small businesses: It Protects Your Business from Liability One of the most … [Read more...] about 5 Reasons Why Insurance Is Crucial for Small Businesses
Fire in the Kitchen: Is It Covered by Your Home Insurance?
While buying a property insurance policy, you must consider different risks like burglary, theft, electrical short-circuiting, etc. Out of these, fire is one of the most common risks. The kitchen is a part of your property that is most likely to catch fire. Most of us cook in enclosed spaces, using lots of heat and electricity. So, all it would take is a small spark, and … [Read more...] about Fire in the Kitchen: Is It Covered by Your Home Insurance?
Medicare Advantage vs. Medicare Supplement Plans
Comprehensive health benefits must reach the different sections of society so that people find themselves safe and secure. But unfortunately, it is the older people that are the most vulnerable to disease and suffering. Medicare Advantage and Medicare Supplement Plan both work comprehensively towards the well-being of the vulnerable section. So, in a way, the mission is the … [Read more...] about Medicare Advantage vs. Medicare Supplement Plans
Selling Your Insurance Policy for Cash: A How-To Guide
Most people don't know you can sell your life insurance policy for cash. This process is called life settlements or viatical settlements. Selling your policy can give you much-needed cash to help with financial burdens, such as medical bills or housing costs. It can also be used for other purposes, such as taking a dream vacation or paying off debt. Selling a life … [Read more...] about Selling Your Insurance Policy for Cash: A How-To Guide
Contractor’s Insurance: A Must Have for Construction Companies
Taking on a new construction project can lead to a variety of problems. The benefits of contractor insurance make it a useful tool to keep on hand. The insurance pays for unexpected expenses, such as medical care for injured employees, property damage compensation, and attorney fees. If you make a mistake at work, it can also protect you from liability. Independent … [Read more...] about Contractor’s Insurance: A Must Have for Construction Companies
3 Benefits of Life Insurance
In our lives, there are a number of financial milestones to prepare for in advance, whether it's clearing student debt, paying your mortgage, or saving for retirement. But beyond all the planned expenses, preparing for unexpected and unforeseen costs is vital. After all, even the most well-thought-out plans can change. Medication, home repairs, and even the loss of life can … [Read more...] about 3 Benefits of Life Insurance
What is Shop Insurance?
When we make the decision to open a shop or business, something we might not immediately think about is insurance. Most of us are familiar with the concept, of course. Medical insurance, life insurance, auto, homeowner’s, renter’s – the varieties go on and on. What about retail? As it happens, it exists, and there are even several types of plans to choose from. What is … [Read more...] about What is Shop Insurance?
Complete Guide To Preparation For Insurance Licensing Exams
If you plan on becoming an insurance agent, you must pass the required licensing exams. You will need to pass a few different exams to obtain your license, and each has its requirements. In Ontario, an insurance agent must get an OTL license to carry on their work. If you need to do OTL, then you can go for platforms like OTL by PNC Learning. They offer a … [Read more...] about Complete Guide To Preparation For Insurance Licensing Exams