Disability insurance is one of the most important types of insurance since it protects your ability to earn an income. It provides you income coverage up to a certain percentage for a limited amount of time when you’re unable to work due to an injury or an illness. Group disability insurance provides this coverage for a group of people, often through an employer. If … [Read more...]

Setting up a startup can be exciting because you get an opportunity to explore an innovative idea that can be a game changer. At the same time, there are some risks involved too because your idea may or may not bear fruit as planned. For this reason, it is critical to have the right kind of protection plans in place as a part of your startup strategy. Business insurance is … [Read more...]

There are three levels of car insurance available:   #1 Third party only (TPO) These policies compensate other people for damage you cause to their vehicles, property, and lives while behind the wheel of your car. It won’t cover you for damage caused to your own vehicle, however. It’s the minimum coverage required by law for all vehicles in the UK, whether … [Read more...]

Getting a life insurance policy can be nerve-wracking. But what’s even more nerve-wracking than getting one is choosing where to get it from. You are, after all, going to be placing your hard-earned money into the hands of some faceless conglomerate who will invest it in something like the stock market in the hopes of making it grow, all so you can have a secure … [Read more...]

Shh… We’ve got a secret. The secret is how you can knock a few bucks off your auto-related payments. A secret everyone knows is that everybody enjoys saving money. One way you can save money is with auto discounts through your insurance provider. Most people don’t know these hidden discounts. It’s insider info that insurance providers don’t aren’t particularly keen on … [Read more...]

Another boring post about insurance… think again! Let’s talk about where insurance started and some interesting facts about it. You might think that insurance is a relatively recent invention, simply to fleece money from people for something that may never happen - wrong!   Where Insurance Started Actually, some of the first documented occurrences of insurance … [Read more...]

Personal injury is a physical injury that is inflicted on a person’s body, but if you hear people talking about “personal injury”, they are probably referring to personal injury court cases and claims. These are instances where someone believes that they have experienced an injury at the hands of another and that they deserve compensation for what has happened to them. Now, … [Read more...]

First thing’s first – congrats on shopping for business insurance. Entrepreneurs can be pretty laidback regarding its importance. Yes, it’s kinda expensive and you might not need, but it’s a safety net which can save millions in the long-term. Figuring out that you need a policy is an excellent start yet it’s only the first step. To be totally safe, you need comprehensive … [Read more...]

When you think of life insurance policies, the chances are that you tend to think of a plan that you pay monthly or annually and has you covered in the events or situations that are detailed in the fine print. While this is true to a certain extent, this is the most basic view of what a life insurance policy can be and is by no means the only version that’s available. In … [Read more...]

It is not common knowledge for all motorists, but if your automobile were to be written off then your insurance policy provider would only pay out the current market value of the vehicle (even comprehensive insurance policies). Depreciation can be as much as 77% after just three years of ownership which means that you could be left carless and out of pocket by thousands of … [Read more...]