When you think of life insurance policies, the chances are that you tend to think of a plan that you pay monthly or annually and has you covered in the events or situations that are detailed in the fine print. While this is true to a certain extent, this is the most basic view of what a life insurance policy can be and is by no means the only version that’s available. In … [Read more...]

It is not common knowledge for all motorists, but if your automobile were to be written off then your insurance policy provider would only pay out the current market value of the vehicle (even comprehensive insurance policies). Depreciation can be as much as 77% after just three years of ownership which means that you could be left carless and out of pocket by thousands of … [Read more...]

Business owners open claims every day for events that they never saw coming. When they purchased general liability insurance, they never envisioned using it for the things they do. This is why general liability insurance is the go-to for any business; coverage is often wide-ranging, acting as a safety net for your business in a variety of situations.   Strange … [Read more...]

Medical treatment can be expensive. Without health insurance, few people can afford these costs. Fortunately, there are other options to make medical treatment affordable. Here are just a few ways that you can help fund your medical care.   Take out a medical loan Borrowing money could allow you to pay for expensive treatment. There are medical loaning methods … [Read more...]

Throughout the years, life settlement providers have been trying to tempt brokers to directly come to them instead of going through a settlement brokerage. Not only that, but providers are also trying to cut out the producer too. With that said, we will examine how policy owners and producers are affected by this business model.   The Mission Of Life Settlement … [Read more...]

Almost all states have a firm requirement that drivers must have auto insurance in order to drive legally, and all states require you to be financially responsible for any damage that you cause while operating your vehicle. The reality is that the cost of an auto accident and the potential loss related to vehicle theft, weather-related car damage and more can be staggering. … [Read more...]

Some Costs To Consider When it comes to healthcare, you’ve got to think about a number of things: What is your family situation? Are you single, or are you married? Do you have children? Are you considering healthcare for your business? Are you required to provide healthcare if your employees work a certain amount of time? All these things will build … [Read more...]

As we enter 2018, there is no relief in sight for the American family that is struggling to pay for healthcare insurance and medical expenses. The Trump administration is struggling to come up with a “better way” but, while they struggle, many Americans must choose between their healthcare and essentials for their quality of life. Experts are expecting massive increases in … [Read more...]

The main issues that mobile phone owners are having with insurance policies are the price points or value. In spite of 64 percent of smartphone owners stating that losing data from their phones "would be emotionally damaging", only 21 percent "currently insure their handsets", according to a study done by YouGov UK, called "Mobile Phone Insurance 2017".  That said, a … [Read more...]

While it’s easy to think your auto insurance is always acting in your best interest, these are for-profit companies which sometimes can take advantage of the insured. You should always research your insurance policy options to make sure you’ve selected the best coverage for your needs. If you do end up in an accident and you’re concerned about your coverage, you should … [Read more...]