Yup you heard me right, I paid off $6500 of credit card debt over a 2 month period. Sounds kind of impossible unless you has some sort of nest egg or someone to loan you the money but the reality is I didn’t need any of that. Over the last two months I’ve had a…
Have you ever bought something that you totally regret? In a recent article I talked about 5 ways we make terrible financial mistakes, and when it really comes down to it we all have made bad financial decisions. Some big some small but the most important part is that I’ve learned something from those mistakes….
Do you listen to podcast? If you’re not it’s time to start paying attention. Podcast are becoming one of the top ways to consume content these days next to reading blogs and watching video. In fact, millions of podcast are downloaded each and every day right to peoples mobile devices and computers. What’s great about…
Have you ever made a bad financial decision only to realize it after it’s to late? Believe me I’ve been there several times from experiences from buying a timeshare, to timeshare resale companies, to getting the wrong mortgage. Yup, I’ve made some huge mistakes and they’ve cost me hundreds and in most cases thousands of dollars…
Since starting my budget back in April I’ve learned a ton of things. I’ve learned exactly where I’m overspending, how much I’m overspending by, but I’m also learning where I’m doing well in my budget and making great improvements. It’s been a very enlightening experience thus far. As a result I thought it might be…
A few weeks ago I got a robo call from someone at a company called Cardholder Services. For those of you who don’t know, Cardholder Services is a scam company claiming that they can reduce your interest rates on your credit cards and do an audit. From there they will ask for your financial information…
Hey everyone and thank you for coming to read my first post here on Stumble Forward. Today, I’d like to talk a bit about credit cards. These days, credit cards have become the cornerstone of things we have in common as consumers when it comes to finances. The truth is, the vast majority of us…
“Debt” is a scary word, especially to young adults. Owning a faceless credit card company or bank money doesn’t sit well with many people. And that fear shouldn’t have you scouring Google for more info about payments, debt collectors, bail bondsmen, and more. As a young adult, right now is when you’re supposed to be…
There was a time in the not so distant past that credit card companies were literally mailing credit cards to almost anyone with a US address. Credit scores were taken into account but they did not hold the weight they should have. As a result, many banks and financial institutions went under during the financial…
Do you save your pocket change, or to spend it? Sounds like a pretty legitimate question to ask, but have you ever really considered what you are doing with your pocket change? The other week I was emptying my pockets and like usual I put a handful of change in a jar up on my dresser and…