Every financial adviser worthy of the title will tell you to always pay your credit card bill in full before the grace period ends each month. Doing otherwise allows interest charges to be tacked on to the balance, which will then incur interest charges of their own. Let this go on long enough and you could well owe more in interest than you charged in the first … [Read more...]
Pros & Cons of Closing a Credit Card Account
Ever wanted to just chuck it all and live off the grid with no attachments to society at all? The thought to close out our credit card accounts altogether has occurred to us — especially when those bills come in each month. However, given the way society is set up today, life is much easier with at least one credit card. Plus, there are some significant consequences to … [Read more...]
Fuel Cards: Why They Are Beneficial for Your Fleet Business
Running a fleet business is quite challenging, especially if you have more vehicles. It is best if you hire a team of competent people to ensure everything runs smoothly. You should also save on any costs that are likely to arise. One area where most fleet companies are likely to spend a lot of money is on fuel. You might find yourself channeling a higher percentage of the … [Read more...]
Do Prepaid Cards Offer Better Exchange Rates?
Planning a trip overseas? One area which often causes stress for travelers is money. You do not want to have to carry around large sums of cash but equally you will not want to take your credit and debit card which can be expensive to use and it would be a nightmare if it was lost as it could ruin the trip and also see you lose a lot of money which could be hard to … [Read more...]
4 Pro Tips to Manage Your Credit Card Debt
Thanks to recent financial crises, people have problems with their banks and high-interest rates. So, if you are having a financial meltdown, but don't want your debt to wipe you off the financial page, what do you do. The first thing is to relax, get your mind together, and follow these tips! Don't Carry Balance This is Holy Grail of money-saving tips. When you … [Read more...]
How Does Credit Card Processing Work?
Although you do not need to know the intimate workings of the bankcard system to find a good credit card processing company, knowing can be helpful. Having a general understanding of how the process of credit card processing works will enable you to realize as many savings as possible. Key players in credit card processing Knowing the key players involved in the … [Read more...]
How To Stack Up Air Miles For A Great Family Vacation
I've been traveling at least once a month for over 10 years due to my job. I have enjoyed a successful career in sales, and I visit retail locations throughout the United States and Central America to meet with branch managers and train new employees. The Problem I Was Dealing With Last year, I started noticing that I was thriving in my career, but my family was suffering. My … [Read more...]
3 Rookie Mistakes People Make With Credit Cards
Credit cards are a gleaming, double edged sword, waiting to be unsheathed and sent into the fray, armed with a burgeoning credit limit and accumulating debt. Those of you who respect your slips of magic plastic understand they require constant care and attention, implementing a steady payment plan and factoring any large, unexpected purchases into interest patterns, … [Read more...]
How Many Credit Cards Should You Have
Hey everyone and thank you for coming to read my first post here on Stumble Forward. Today, I'd like to talk a bit about credit cards. These days, credit cards have become the cornerstone of things we have in common as consumers when it comes to finances. The truth is, the vast majority of us who qualify for these special rectangular pieces of plastic have one or two of them at … [Read more...]
10 Credit Card Secrets They Don’t Want You to Know
Even though credit card companies are required to inform you of your interest rate, payment due date, applicable fees, and a host of other caveats, your contract with an issuer – commonly called a Credit Agreement – is actually a flexible document. This works in your favor in some cases (see #4, #5, and #8 below), but works in the issuer’s in others. These credit card secrets … [Read more...]
