In a recent article I talked about why their was no such thing as a World Financial Group scam and validated it with several solid reasons.  However some people complained of issues that World Financial Group does not pay very well, so in this article I’m going to cover how WFG pays their business owners and how it can benefit you.

How They Pay You

First off, if you’re looking to get a salary pay, or an hourly wage this opportunity is not for you.  WFG does not hire employees they are in the business of hiring business owners who want to run their own financial business, and as any business owner they are paid on a commission only basis for products that are sold.

With WFG I’ve sold everything from annuities, mutual funds, to life insurance, and each of these of these products pay differently depending on the company you are dealing with.  Annuities and mutual funds pay a percentage of the money invested.  For example, if you invest $10,000 into a mutual fund and the company selling the funds pays a 5% commission you’ll earn around $500.  However you won’t earn all of this money, what you earn depends on the pay scale you are earning.

The Pay Scale

When starting out with World Financial Group you’re not going to be getting paid big commissions up front.  Instead your only going to be getting a 25% commission of every product you sell.  For example in the last example I showed how one product could pay a $500 commission but if you’re at a 25% pay scale your only going to get $125.

Now before you start complaining that isn’t fair I want to mention that starting at a 25% pay scale is not meant to be long lasting.  In fact once you get rolling and become a Marketing Director, better known as a manager, you will be getting around 65% of the commissions.  The 35% left will go towards the few people in your up line, and WFG itself to pay the people that run the home office.

How To Benefit From This

However, as good as this opportunity may sound it gets even better.  Selling financial products with WFG can make some good money but if you hire the help of a team you can compound those efforts by 10 fold.

For example, if your at a 65% pay scale as the manager and you hire someone who is just getting started and they are at a 25% pay scale and they have a client that moves $10,000 into a mutual fund from an old 401k and the total commission pays 5% or $500, the new associate will make $125 because he will only get 25% at his current pay scale and the manager will get $200 because he will get the spread between 65% and 25% which is 40% of the $500.  The would equate to a $200 commission.

The benefit of all of this is that you don’t have to do all the work to earn the money.  Once you have a team built up selling product you will begin getting paid more regularly.  However in the beginning it will take some time to get up and rolling but that’s the way any business is.

In the end WFG pays you what you want it to.  Their are people who earn over a million dollars a year down to a $100,000 or less.  The point is you have to be willing to go after it and put the time in because like any other business you have to do the work to see the success.

About Christopher

Chris is a personal finance blogger with Stumble Forward helping people avoid life's financial mistakes and live a higher quality financial life.

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  1. I’m just starting out with WFG and one of the reasons I joined is that the person who recruited me is a
    trusted parent at my daughter’s school, and is a real person earning real money. I’ve seen it in the quality
    of his life. For example, his wife has not had to work since he started this business, and he’ll be able to send
    his kids to a private high school that costs $19000 a year…without it hurting. You can’t beat that.

  2. Christopher says:

    That’s awesome Pablo. WFG is a great company and has done some great things for a lot of people. One big key is to find a great leader and stick with them. A good leader will push you towards success a bad leader will just use you and I’ve seen a lot of that while I worked in that company but it sounds like you have a great leader.

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