Back a few years ago I was in a tight position with money. I had credit card debt, a car loan, and mortgage to boot. Around this time I received a call from my lender telling me that I could lower my mortgage rate. In fact, the lender even mentioned that I could do a cash out…
In yesterdays article we talked about whether you should pay off your mortgage early or not, and in that article I gave valid reasons why this may or may not be a good idea. So in this article I’m going to take this idea one step further and see if it is better to pay off…
Do you you have a dream to pay off our mortgage someday. I know this is one my dreams, to be free and rid of a monthly mortgage payment that does noting but eat up your income. However before you consider, should I pay off my mortgage early, you may want to think about some…
If you’re like me and dread making that monthly mortgage payment I know exactly how you feel. It’s that one payment that comes and goes each and every month with no sign of going away anytime soon. So in this article I’m going to show you how to get a lower mortgage payment and on…
Earlier this week I talked about how I plan to pay off my mortgage in 5 to 10 years, however one of the big controversy’s I’ve been facing lately as I plan to buy my new house is whether I should go with a 15 year mortgage vs 30 year mortgage. So in this article I’m…
Lately, I’ve been talking about the process of selling my house and gearing up to buy a new house and as a result, I’ve been covering topics such as fixing a bad credit score to improve my loan rates setting up a budget to watch my finances a bit closer and now I’m going to…
Are you looking for the best mortgage deals around but don’t know where to start? I know exactly what you are going through and I can honestly admit I’ve made my fair share of mistakes as well trying to find a suitable home loan. So in this article I going to walk you through a…
For those over the age of 62, a reverse mortgage may be just what is needed to supplement income. Having part of the equity in their home available to pay bills and buy groceries can take away some of the worry about supporting themselves after retirement. But what is a reverse mortgage and how does…
If your looking to purchase a home, car, or something of high cost in the near future you may have been asking yourself, I need a loan, but you may not know if you can get one. So in this article I’ve put together a simple guide for beginners to help you get started down…
If you read my recent article on how to get high return investments through a peer lending website called Lending Club you would have learned about how you could earn some impressive returns by investing your money to others through personal online loans. So in this article I’m going to cover why an online loan…