You’ve only just started reading this article and I can already sense you wanting to click away. We often want to put off thinking about our mortgage. It’s a complex and kind of scary thing. But it really is worth thinking about as early as possible. This goes double if you’re in your 20s, the…
If the only reason why you haven’t applied for a much-needed loan is because you think it’s hard to apply, then you’re in for a surprise. Small dollar loans, used for short-term goals like emergencies and unexpected bills, are incredibly easy to obtain. When you contact a lender licensed by your state to issue direct…
There are seemingly endless details to consider as you prepare to enter the realm of property ownership. Comparing locations, home values and lending trends are only a few of the concerns facing would-be home buyers, who often lack experience sorting the issues surrounding home buys. With a little education and discipline, however, most committed buyers…
If you’re looking into taking out a loan, it can be daunting deciding with the various loan types available. A small installment loan is a personal loan that compounds interest on the principal until the balance is paid in full. A short-term loan is usually issued in the form of a payday loan or a…
Back a year ago I got my fourth and hopefully last mortgage when I built my brand new house. Getting a mortgage is a big deal and you want to treat it that way, after all you’ll more than likely have it for the next 20 to 30 years. In fact before I even considered…
There’s never a good time to run out of money, is there? If there was, people would be able to eke out their cash until that perfect time when it was fine to not have any. But, there’s no good time to run out of money. More than this, trying to secure a bank loan…
In yesterday’s article, I talked about why leasing vehicles for my company, and in today’s article I wanted to talk about another thing I feel all small business owners should do, have a line of credit. For as long as I’ve owned the offline business I’ve never had to take a loan out on anything…
These are tough financial times which are causing thousands of people up and down the country to struggle to make ends meet. For a lot of these people this will be a new experience which makes it very daunting, but you should know that there are a few ways in which you can get access…
For the average person at some point in life, it is highly likely that an individual will run into some state of financial instability. Whether you need assistance with furthering your education or are attempting to buy your first home, sometimes you just need a helping hand financially. For this reason, it is fundamental that…
Are you planning to buy a new house or refinance your current mortgage. I recently did this just a few weeks ago and one of the looming questions going through my head was how much are the closing cost going to be. The truth is closing cost can vary by location, by loan type, and…