Are you struggling to make ends meet with your current salary? Are your savings depleting as the bills mount up? Reducing your water bill might not cross your mind when it comes to saving money, but it can make a huge difference. According to The Hamilton Project, the average household water bill in large U.S. cities ranges from $25 to $70 per month. That's easily at least … [Read more...]

You do not want to spend most of your time contemplating bad scenarios. However, if emergencies occur and you haven’t prepared yourself financially, the fallout is going to be super stressful with serious financial repercussions. This is why you need to plan and set aside some emergency savings. When it comes to emergency savings, here’s what you need to … [Read more...]

There is good sense in learning the art of money management while in your twenties. The common impression of young professionals is that they spend what they earn as quickly as it comes in. While that may be true for many, it need not be true for you. Learn all you can right now about wise saving, investing, and budgeting—the long-term dividends will undoubtedly be to your … [Read more...]

We all worry about our savings and want to secure a future for us and our family. If you are thinking about saving smarter and getting more return on your investments, a simple account opened with your bank might not be suitable for you. It is important that you evaluate the potential returns and risks, so you can make sure that you achieve your long-term goals … [Read more...]

Once again, the price of stamps was raised by a penny, making the cost of mailing a simple domestic letter forty-six cents each. Since I forgot about it at the time, the surprise made the think about stamps, and the amount of money I spend on them annually. Further down, I will share some great ideas I had for chopping that number down. Hopefully, you purchased some Forever … [Read more...]

No matter what stage of life you are in, or what stage of your financial journey, I don’t know many people that don’t want to look for better ways of doing things. And when you look for better ways of doing things, it can often save you quite a bit of cash. A really, who doesn’t want to save money? You don’t get rich by spending money, at least when you’re spending it on the … [Read more...]

You may think that you have enough money to enjoy your life. This may be true now, but what about when you retire, or if an unforeseen emergency comes along? The truth is that most people do not have enough of the green stuff for either one. Even if you have a good paying job, life is full of surprises and without any notice, an emergency can happen. It can be an illness or … [Read more...]

If you want to make money, then it’s important to try and understand how investments work. For many people, investments are typically seen as gambling. For example, if you purchase a property and expect the value to rise, then you’re technically gambling because there’s no guarantee that it will rise in value over a specific period of time. During that time, the area could … [Read more...]

The worst feeling is when you start to feel the pinch in your purse. Suddenly you’ve found yourself trying to work out how to pay your bills this month and you’re worried that you won’t be able to afford to go out for your best friend’s birthday (again). Everybody hates that sinking feeling when you check your bank balance and wonder what went wrong. But it doesn’t have to … [Read more...]

For many families these days, finances can be a real struggle. Trying to make ends meet is difficult for most of us but for families, it can be even more of a challenge. This is one of the reasons why it is important for families to work together when it comes to saving money and cutting costs. In addition, learning how to save as a family is something that can really … [Read more...]