For the younger generations, saving money might not be one of the most important thoughts in life. Just having money in the bank is likely good enough at that moment. It’s easy to think that you’ll have plenty of time later in life to save your money, so why not enjoy it right now? While in your younger years it is nice to splurge and enjoy your life before you have more … [Read more...]

Innovation in technology is leading us to easier, more cost-effective lifestyles championed by a smart device. Smartphones, smart refrigerators, and smart televisions are just a few of the many developments focused on making our lives more manageable and enjoyable. Smart thermostats, however, save us not only time but money as well. Take a look at a handful of ways you … [Read more...]

Your wedding is one of the most joyous and important events of your life. However, it can also be one of the most expensive ones as well. A wedding can easily cost more than a year’s salary depending on how you approach it. You certainly don’t want such a happy event associated with a finical burden. That’s why when planning your wedding you have to keep your budget in … [Read more...]

Are you struggling to make ends meet with your current salary? Are your savings depleting as the bills mount up? Reducing your water bill might not cross your mind when it comes to saving money, but it can make a huge difference. According to The Hamilton Project, the average household water bill in large U.S. cities ranges from $25 to $70 per month. That's easily at least … [Read more...]

You do not want to spend most of your time contemplating bad scenarios. However, if emergencies occur and you haven’t prepared yourself financially, the fallout is going to be super stressful with serious financial repercussions. This is why you need to plan and set aside some emergency savings. When it comes to emergency savings, here’s what you need to … [Read more...]

There is good sense in learning the art of money management while in your twenties. The common impression of young professionals is that they spend what they earn as quickly as it comes in. While that may be true for many, it need not be true for you. Learn all you can right now about wise saving, investing, and budgeting—the long-term dividends will undoubtedly be to your … [Read more...]

We all worry about our savings and want to secure a future for us and our family. If you are thinking about saving smarter and getting more return on your investments, a simple account opened with your bank might not be suitable for you. It is important that you evaluate the potential returns and risks, so you can make sure that you achieve your long-term goals … [Read more...]

Once again, the price of stamps was raised by a penny, making the cost of mailing a simple domestic letter forty-six cents each. Since I forgot about it at the time, the surprise made the think about stamps, and the amount of money I spend on them annually. Further down, I will share some great ideas I had for chopping that number down. Hopefully, you purchased some Forever … [Read more...]

No matter what stage of life you are in, or what stage of your financial journey, I don’t know many people that don’t want to look for better ways of doing things. And when you look for better ways of doing things, it can often save you quite a bit of cash. A really, who doesn’t want to save money? You don’t get rich by spending money, at least when you’re spending it on the … [Read more...]

You may think that you have enough money to enjoy your life. This may be true now, but what about when you retire, or if an unforeseen emergency comes along? The truth is that most people do not have enough of the green stuff for either one. Even if you have a good paying job, life is full of surprises and without any notice, an emergency can happen. It can be an illness or … [Read more...]