Once again, the price of stamps was raised by a penny, making the cost of mailing a simple domestic letter forty-six cents each. Since I forgot about it at the time, the surprise made the think about stamps, and the amount of money I spend on them annually. Further down, I will share some great ideas I had for chopping that number down. Hopefully, you purchased some Forever … [Read more...]

No matter what stage of life you are in, or what stage of your financial journey, I don’t know many people that don’t want to look for better ways of doing things. And when you look for better ways of doing things, it can often save you quite a bit of cash. A really, who doesn’t want to save money? You don’t get rich by spending money, at least when you’re spending it on the … [Read more...]

You may think that you have enough money to enjoy your life. This may be true now, but what about when you retire, or if an unforeseen emergency comes along? The truth is that most people do not have enough of the green stuff for either one. Even if you have a good paying job, life is full of surprises and without any notice, an emergency can happen. It can be an illness or … [Read more...]

If you want to make money, then it’s important to try and understand how investments work. For many people, investments are typically seen as gambling. For example, if you purchase a property and expect the value to rise, then you’re technically gambling because there’s no guarantee that it will rise in value over a specific period of time. During that time, the area could … [Read more...]

The worst feeling is when you start to feel the pinch in your purse. Suddenly you’ve found yourself trying to work out how to pay your bills this month and you’re worried that you won’t be able to afford to go out for your best friend’s birthday (again). Everybody hates that sinking feeling when you check your bank balance and wonder what went wrong. But it doesn’t have to … [Read more...]

For many families these days, finances can be a real struggle. Trying to make ends meet is difficult for most of us but for families, it can be even more of a challenge. This is one of the reasons why it is important for families to work together when it comes to saving money and cutting costs. In addition, learning how to save as a family is something that can really … [Read more...]

Energy costs money and with winter on the horizon, we all need to be prepared. So, here are 10 tips on saving cash.   Approximately 10% of the energy costs from your home will be from lighting. You can save up to 75% of energy by simply using compact fluorescent bulbs instead of incandescent bulbs. You will save additional money because they last longer and will … [Read more...]

Whether you're looking to economize on transportation costs or interested in reducing your environmental impact, making some changes to the way you drive can have a big positive effect. Take a look at these five great tips for green driving that save you money while helping to protect the planet.   1) Keep The Load Light Your car might seem big and heavy enough … [Read more...]

It seems that there’s always a new, hi-tech piece of workout equipment or clothing that gym goers simply “must have.” Some of them are really, really useful. Some have wildly overstated claims of enhanced performance, backed by sketchy research. Others are just outright scams. If you’re building a gym wardrobe from scratch on a budget, how do you know which items are … [Read more...]

If you’re an avid reader of financial advice, then you’ll know one of the top tips is to start an emergency fund. Financial experts often encourage this, if you visited a financial advisor this is one of the first things they say. You set aside some cash that you don’t touch, and keep adding more savings to it over time. An emergency fund is different from a typical … [Read more...]