Some things in life are inevitable, including death and taxes. Although taxes are mandatory while you live, no one wants to give up their earnings easily. However, with the proper preparations, you can always find more ways to legally skip all the payments that you don’t have to pay, and you can even get a…
2021: A Better Year Ahead Last year was a crazy year full of community quarantines and lockdowns. Most of us stayed at home for work and school. But with the vaccine slowly rolling out and being administered, there’s a huge hope that we’ll finally get to go out and slowly go back to normal. Hopefully,…
If you despise bureaucracy, you may hate filing your taxes. This necessitates a significant number of documents and signing. The whole process can be very frustrating if you don’t understand what to do. This happens all the time. People must keep in mind the paperwork that needs to be done. It is not a crime,…
For many people, the New Year brings the chance to improve or change, which can mean adjusting your lifestyle or adopting a new attitude. The same can be said for the new financial year – the prospect of a new 12 months to change the way you think about finances and make changes to improve…
Being a young professional is an exciting period in one’s life. It is a time of self-discovery and of getting grounded. One must learn to strike the balance between having fun and taking responsibility. Some move to a place of their own. Thus, they start to accumulate life skills and gain more independence. An aspect…
Investing can be a great source of future funds or what we call passive income. However, it can also be a source of headaches for those who are not oriented with the basics and the risks involved with each type of investment. Any type of venture requires shelling out an amount and no endeavor can…
After spending tens of thousands of dollars on your wedding, it is time to face the music: what should you invest in to give you a more comfortable life in the future? How do you want to retire? Do you want to travel the world or perhaps, live in an exclusive senior care community? While…
Regardless of whether you’re financially stable or struggling from one paycheck to another, the pandemic has certainly affected you in one way or another. The threat of the virus is still present, but so does our daily tasks. That’s why we have to make sure that we still try to cope. The bills are still…
Pursuing an education is a significant opportunity with a long list of responsibilities and deadlines. When you’re balancing a part-time or full-time job on top of your schoolwork, it can take a toll on your finances and your ability to sustain a healthy budget. With these three comprehensive tips, you can take steps to balance…
The end of the tax year (February 2021) may be the ideal time to look and possibly re-evaluate your investments to determine whether you could be taking better advantage of tax incentives. For example, Each year you may make a pre-tax contribution to your retirement fund which can be up to 27.5% of the greater…