2014 is right around the corner and planning for next years tax season needs to start sooner rather than later. Chartered accountants such as Gibson Hewitt can aid you in everything from correctly filling out a tax return to providing professional tax advice. Unfortunately, the majority of us cannot avoid paying tax but we can…
Welcome to the September 2013 budget update where we will take an in depth look at my personal budget giving you the good, the bad, and even sometimes the ugly. My goal here is to show exactly what I’m doing to manage and improve my budget and hopefully help you do the same, and if…
If you’re like me budgeting can be a tough thing especially if you are a beginner. I can’t tell you how many times I’ve quit and made mistakes with my budget. Over time I’ve learned a thing or two that has lead to the demise of my budget. In this article I’m going to pull…
Welcome to the July 2013 budget update where we will take an indepth look at my personal budget giving you the good, the bad, and even sometimes the ugly. My goal here is to show exactly what I’m doing to manage and improve my budget and hopefully help you do the same, and if you…
Over the last few months I’ve been showing you my budget updates and exactly what my budget is doing. However there’s one aspect that I haven’t shared with you and that is exactly how I review my budget each week. I really feel how I review my budget each week is actually the secret sauce…
Welcome to the June 2013 budget update, where we will take an indepth look at my personal budget and see just exactly how I’m doing. My goal here is to be as transparent as possible and show you just what I doing to manage my budget and hopefully help you manage yours better. I started…
Have you ever bought something that you totally regret? In a recent article I talked about 5 ways we make terrible financial mistakes, and when it really comes down to it we all have made bad financial decisions. Some big some small but the most important part is that I’ve learned something from those mistakes….
Since starting my budget back in April I’ve learned a ton of things. I’ve learned exactly where I’m overspending, how much I’m overspending by, but I’m also learning where I’m doing well in my budget and making great improvements. It’s been a very enlightening experience thus far. As a result I thought it might be…
Do you save your pocket change, or to spend it? Sounds like a pretty legitimate question to ask, but have you ever really considered what you are doing with your pocket change? The other week I was emptying my pockets and like usual I put a handful of change in a jar up on my dresser and…
If there is one aspect of personal finance that most people struggle with, then it is creating a feasible budget and sticking to it. Often the problem is that you have not been entirely honest with yourself while making the budget. This means that you do not have a realistic plan for your spending. However,…