It may seem like a crazy question, how could paying off your mortgage sooner than the 30 year deadline, not be right for you?  It all comes down to maths and circumstance. I've been thinking about doing this for some time now and the benefits are huge and in this article I'll cover a few of them for you.   Interest is Different for Home Loans Debt from your home is … [Read more...]

Many people instinctively see borrowing money as a bad thing that should be avoided. It’s not necessarily the case though. There are many reasons why loans can be very positive and financially wise. You just have to get the timing right and be borrowing that money for the right reasons. Piling up debt with no regard for your future is obviously not good. But here … [Read more...]

Every business needs help from time to time. Whether you need help purchasing inventory, leasing a space, hiring employees, or even just consolidating previous company debts, there is funding available. Of course, not all funding is the same. In many instances, the type of business you run matters just as much as the amount of funding you need. So how do you find the … [Read more...]

You’ve only just started reading this article and I can already sense you wanting to click away. We often want to put off thinking about our mortgage. It’s a complex and kind of scary thing. But it really is worth thinking about as early as possible. This goes double if you’re in your 20s, the age at which everyone seems to be predicting your future doom. Soak in the … [Read more...]

If the only reason why you haven’t applied for a much-needed loan is because you think it’s hard to apply, then you’re in for a surprise. Small dollar loans, used for short-term goals like emergencies and unexpected bills, are incredibly easy to obtain. When you contact a lender licensed by your state to issue direct online loans, you can get the money you need in as little … [Read more...]

There are seemingly endless details to consider as you prepare to enter the realm of property ownership. Comparing locations, home values and lending trends are only a few of the concerns facing would-be home buyers, who often lack experience sorting the issues surrounding home buys. With a little education and discipline, however, most committed buyers land in the homes of … [Read more...]

If you’re looking into taking out a loan, it can be daunting deciding with the various loan types available. A small installment loan is a personal loan that compounds interest on the principal until the balance is paid in full. A short-term loan is usually issued in the form of a payday loan or a cash advance loan. Both loans can sound very similar but in fact they … [Read more...]

Back a year ago I got my fourth and hopefully last mortgage when I built my brand new house.  Getting a mortgage is a big deal and you want to treat it that way, after all you'll more than likely have it for the next 20 to 30 years. In fact before I even considered a lender I started out by just doing my research online and came across some really great resources to help me … [Read more...]

There’s never a good time to run out of money, is there? If there was, people would be able to eke out their cash until that perfect time when it was fine to not have any. But, there’s no good time to run out of money. More than this, trying to secure a bank loan nowadays is like trying to get blood from a bank manager-shaped stone. In fact, it’s probably even more … [Read more...]

In yesterdays article I talked about why leasing vehicles for my company and in today's article I wanted to talk about another thing I feel all small business owners should do, have a line of credit. For as long as I've owned my offline business I've never had to take a loan out on anything which has been a big help for getting off the ground however in early 2013 things got … [Read more...]