Banking is changing dramatically and is going to increasingly do so as a business. Here are six of the big changes currently underway. #1 Queues Are A Thing Of The Past If you are in your 30s, you likely know all about wasting countless hours in queues at the bank during your lunch break…
Everyone makes mistakes in life. More often than not, these often have some form of financial cost in the effort to solve the issue which has taken place. However, financial mistakes aren’t necessarily the end of the story. Sometimes, they can give you valuable insight. We’d argue that the following forms of financial mistakes can…
In times of personal crisis, you can have a lot to worry about. Many things can throw you for a loop, from an unexpected illness to losing your job. Even if money isn’t the cause of your crisis, it can still cause you a lot of concern. You might struggle with money due to not…
Living your best life is often touted as being as simple as meditating or getting into a fitness regime, but without the total overhaul or backing that a deeper study of the topic yields and should be concerned with. Changing who you are and how you work is of paramount importance to most people looking…
Investors are often cautioned against transferring their unit trusts or “switching”. What does switching actually mean and how can you be sure that it is the right time to switch? Switching is the act of selling the units of one unit trust to purchase units in another. It is usually quite easy to switch. You…
As George Bernard Shaw once said with such eloquence and an understanding, “A lack of money is the root of all evil.” It absolutely is. Sure, having money isn’t everything, but not having it is. It is the very thing that makes the world spin on its axis. Yes, that is a sad fact, but…
We all have difficulties when it comes to conserving our finances. It seems to be a big problem now that so many of us are living hand to mouth. This means that you are earning just enough to pay off your immediate debts to live (albeit in a very uncomfortable way). And as soon as…
Tax planning remains one of the most daunting and tedious tasks for most salaried individuals. This is because even a small mistake in planning your income taxes may make a dent in your otherwise sound finances. Quite naturally, a large fraction of salaried individuals is often in a lookout for iron-clad and quick tax planning…
Money is an essential part of our lives, yet it can be the source of so much stress! After all, it doesn’t take much to fall behind with repayments. And it’s more common than you think to find that you’ve run out of money and facing an empty refrigerator. This is when money stress can…
We are so used to hearing advice on how to make the most of finances, and more often than not they center entirely around the concerns of the individual. While it is certainly true that we each need to look after ourselves as single units, it is equally the case that it is sometimes necessary…