Every time the topic of your finances comes up you seem to push it to the back of your mind. You can’t face thinking about the debt you’ve found yourself in over the past few years and you’re ready to put an end to it. Over time your financial situation has become less and less…
What’s the first thing that comes to mind when you think of frugal living? For most people, terms like cheap, cheapskate, and deprived come to mind. Contrary to popular belief, however, living frugally doesn’t mean being cheap, nor does it mean that you have to go without. Those who truly live this lifestyle are effective…
Ask anyone what their worst-case financial scenario is, and the answer will be pretty universal: running out of money. Without money, we risk losing our cars, our homes, our possessions, and our shelter and safety—the very tenets we require to be healthy and happy. While the idea is worrying, it’s important to understand that it…
You might not realize this, but your assets to give you incredible financial power. They can help you get out of a tricky money situation where perhaps you owe more than you can handle. They can also be used as tools to boost your income up to a little more if you are low on…
Having a working budget for your home is one of the best ways to track expenditure, and even create an avenue to save for rainy days. It also gives you control over your life and set realistic goals in life. Here are a few tips how to get started budgeting for your household. #1…
If you are trying to keep your finances in check, you do need to think about balance. It’s important to control how you spend the money you earn, manage your budget and make sure that you are not investing too much money in one area. By doing this, you can end up in a difficult…
Shopping has become so easy to do, it is almost a mindless activity for most. From the morning coffee at the café near work and the takeout dinner three times each week, to impulse spending online, swiping a card or dolling out cash without much thought has become standard. Overspending, as easy as it is,…
Maths is an academic subject, folks go to college for years to study its complexities, and they need professors to its finer points. However, your finances shouldn’t be like this. In fact, the simpler they are, the better. This is because it means you will have more success keeping to them and that means you…
We all have daydreams of winning the lottery or finding an old antique treasure in the attic. We picture ourselves spending our money on holidays, cars and new homes, of how it will change our lives. We get lost imagining what it would be like to have more money and even plan dream shopping lists….
Disability has no prejudice and no favorites. It can come to us all. No one is immune. Your lifestyle is not protection against the unpredictable. Your financial status or creditworthiness does not protect against physical infirmity. Your social status is no talisman against calamity. That is the first thing you need to know about disability….