When it comes to life, there are those people who settle and those who go out to grab what they want. Having a dream isn’t enough to make it comes true. In order to have what you want, it’s important to know how to transfer an idea into a tangible creation. And some people engage…
The thing with financial management is that we all hypothetically understand how to take care of our money, but, in real life, many of us struggle to choose the smart option. Maybe you want to save money but you end up splurging on luxuries. The point is that many people could have much better financial…
Retirement planning and saving for other future events like post-secondary education and travel requires a strong financial plan and a basic understanding of investing in the stock market. This can include employer-sponsored retirement accounts or setting up automated investment payments that occur on predictable time intervals. #1 Employer-Sponsored Retirement Accounts The most commonly used…
Personal finances are a fickle thing. On the one hand, keeping financial situations close to the chest can be a source of comfort, making people feel safe and secure. On the other hand, we can all lose out on key pieces of help and wisdom from others if we don’t talk about monetary concerns. That…
A financial crisis can take on many forms and unfortunately they have a tendency to arrive without any warning! Do you have any funds available to enable you to survive financially if a crisis occurs? Financial disasters may arrive in the form of redundancy, illness, sickness or a crisis that could occur when your car…
The book, “Rich Dad Poor Dad” by Robert Kiyosaki talks about the difference between how the wealthy use their time and resources compared to the poor and the middle class. In particular, the book defines how the rich invest their resources into building assets that generate passive income, many times over, whereas those stuck on…
Even as we begin our studies, each of us already has various kinds of study skills. Our learning drive emanates from different sources and so does our outlook towards our studies. Nonetheless, despite where we come from we need to take several things into consideration with regards to our studies. In order for us to…
Savvy investors have long planned for rainy days in their financial strategies. Indeed, ranging back to the rather crude method of leaving a wad of bills in a pillowcase for safekeeping, to the more sophisticated practices of modern business pros, setting aside capital for a tough financial period has always been a sound tactic. However,…
Debt is undoubtedly a stressful experience, but dying from it? According to an analysis of more than 8,000 Americans, losing at least 75 percent of overall net worth meant they were 50 percent more at risk of dying over the next two decades! The study, titled “Association of a Negative Wealth Shock with All-Cause Mortality…
Developments in the payment technology market have already had an incredible impact on the world around us. Our day to day lives and the actions that we complete every day has been transformed by inventions such as the credit card with its magnetic strip, a contactless payment that allows us to complete a transaction without…