When applying for a loan, regardless of the amount, the usual step forward is to check the borrowers' credit score. And every lender goes through this step. But, did you know there are loans that do not need any credit check? In fact, you should learn more on no credit check loans in Canada, especially if you need cash right now. And thankfully, this article can give you … [Read more...]

In 2019, approximately 53% of all Americans had a bad credit score. This reflects financial struggles among the people, with a majority of them being unable to service existing loans. If you're struggling to get out of this financial quagmire, you shouldn’t despair fast. Numerous institutions offer loans for people with bad credit. This article will offer invaluable tips … [Read more...]

When looking at the impact of a short-term loan on your credit score, it can often seem adaunting as any loan has the potential to negatively impact your credit score. However, it is possible to keep that from happening whilst getting yourself out of financial trouble. In this article, we will be providing you with insight into how a short-term loan can affect your credit if … [Read more...]

For people who have bad credit, the need to get hands-on cash quickly is a problem that is not easily solved. Although it would be ideal to have an emergency fund ready for situations like this, that is simply not always an option. So, if you have bad credit, then you might be wondering what you should be looking for when you need cash and you need cash quickly to solve a … [Read more...]

How much do you know about credit cards? Most people only know that they provide the holder with credit, which they can use to make purchases and make other transactions. However, there is more to the cards than just the credit they offer. Therefore, if you are already using or are planning on getting one, then you need to know more about credit cards so that you can make … [Read more...]

Knowing how credit scores work can help ensure yours is the best it can possibly be. Over the years, a number of misconceptions have crept into popular knowledge surrounding this topic. Let’s take a look at some of the most prevalent to set the record straight. So, here’s a list of the top credit score myths — debunked.   #1 Your Credit Score Can Cost You a … [Read more...]

If you have ever tried to engage in any kind of formal borrowing, you will probably have some sense of just how important it is to have a good credit rating. The truth is that you can’t expect to be able to borrow much at all if you have poor credit, and yet the sad truth is that many of us are in this exact position. If you are in this state, then the first thing to … [Read more...]

Surprisingly, it’s all too easy for something like a car accident to derail a spotless credit history. You might not even find out it’s falling until your credit card rates start rising or you get turned down for a loan. The worst part is that it can dive through no fault of your own if you’re in an accident and end up in the hospital.   Credit score doesn’t … [Read more...]

Is lack of credit stopping you from qualifying for a personal loan or a new car? You're not alone. In fact, 1 in 10 Americans qualifies as "credit invisible," which means they have no credit history. An empty credit score can hold you back from big, important purchases. Banks, lenders, and even landlords will have a hard time determining your trustworthiness without one. … [Read more...]

Going to work and paying bills is something most people do without much thought. There may come a time when you are unable to work due to illness or a family emergency. Getting money to get through these hard times is more complicated than you may think. With all of the different lending options on the market, choosing the best one will require lots of research. One of the … [Read more...]