You probably already know that discrimination takes place. When it does, it might be because of gender, sexuality, religion, race, or something else. Did you know there’s such a thing as credit discrimination, though? For instance, maybe when a car dealership sees your credit score, they will not be willing to do business with you….
Dealing with credit is tough and becomes even more challenging if you struggle with credit. A bad credit score affects your viability for personal loans, making it hard to qualify for lower-interest loans. It also becomes challenging to get approval for debt consolidation loans. Read on to learn how you can clear your debt sooner…
Credit cards are an excellent tool for managing your finances and building your credit score. Whether you’re looking to save money on interest or build a better credit history, increasing your credit limit is a great way to get started. With the right approach, you can reap the benefits of a higher credit limit and…
If you have poor credit, you may be wondering if it’s better to lease or buy a car. Both options have their pros and cons, but ultimately it depends on your specific situation. Keep reading to learn more about leasing and buying a car with poor credit. If you have poor credit, your options for…
Many people dream about building their homes from the ground up, but very few find themselves in a position where they’re actually able to do so. If you’ve managed to make your dream a reality, congratulations! To make the most of your new build and protect your assets, consider these five aspects of self-build finances….
First, it’s important to understand what bad credit is. When you apply for loans, the lender will always check your credit score. This will tell them how reliable you are as a borrower. If you’re considered to have bad credit or a low credit score, it will suggest that you’ve struggled to keep up with…
You’re sick and tired of paying the highest interest rates, hoping and praying whenever you apply for credit, and generally feeling like a second-class citizen because your scores aren’t up to snuff. You’re also seeing inaccurate info on the reports you want to be removed. What to do? You’ve considered handling it all yourself, but…
If you have ever been turned down for a car loan, mortgage or credit card or subjected to high-interest rates because of your credit profile, you have tested part of the consequences of bad credit. Your credit score is the benchmark against which lenders determine whether to approve your credit application or not. The score…
It is not an understatement to say that the covid-19 pandemic has upended how the entire world operates. Since the shutdowns started in March 2020, many people found themselves facing a financial upheaval for which even the most diligent budgeters could not have planned. As people’s savings dwindled and relief seemed sparse, many people fell…
1. Pay Your Bills On Time Late payments, collection accounts, and past due accounts significantly impact your overall credit score, hence should be avoided at all costs. Paying your bills on time, however, works towards improving your credit and reduces the risk of accumulating debts. The payments however ought to be consistent for at least…