I’ve been traveling at least once a month for over 10 years due to my job. I have enjoyed a successful career in sales, and I visit retail locations throughout the United States and Central America to meet with branch managers and train new employees. The Problem I Was Dealing With Last year, I started…
Credit cards are a gleaming, double edged sword, waiting to be unsheathed and sent into the fray, armed with a burgeoning credit limit and accumulating debt. Those of you who respect your slips of magic plastic understand they require constant care and attention, implementing a steady payment plan and factoring any large, unexpected purchases into…
Hey everyone and thank you for coming to read my first post here on Stumble Forward. Today, I’d like to talk a bit about credit cards. These days, credit cards have become the cornerstone of things we have in common as consumers when it comes to finances. The truth is, the vast majority of us…
Even though credit card companies are required to inform you of your interest rate, payment due date, applicable fees, and a host of other caveats, your contract with an issuer – commonly called a Credit Agreement – is actually a flexible document. This works in your favor in some cases (see #4, #5, and #8…
When you are questioning “What credit card should I get?” you may need help sorting through all of the options on the market. It can be difficult to decipher the terms in even “consumer friendly” credit offers, considering how shrouded in legalese credit card terms and conditions usually are. Knowing first and foremost what is…
Credit cards are so ubiquitous that it’s easy to forget that they are a relatively recent invention. Although the concept of credit is hundreds of years old, the credit card as we know it did not become available until well into the 20th century. The first credit card was believed to be the Charg-It card,…
As I mentioned earlier this year, common credit card mistakes can easily erase the benefits offered by any credit card, including rewards cards. So are reward credit cards worth it? The short answer is that they can be, as long as you use the card wisely and choose the card that’s right for your spending habits….
The holidays are quickly approaching, and online virtual credit card ads are already cropping up – but what is a virtual credit card? Also called single use credit cards, these cards are temporary credit card numbers typically tied to a credit card that you already own. The reason for using a temporary number is to…
Credit card privacy laws are meant to protect consumers, but thanks to corporate lobbying these laws do not always go as far as they should. There are also many loopholes in credit card laws that allow credit card companies to use your information in ways that you might not expect. This is why it is…
Those who are new to credit or have used credit cards traditionally for a long time might wonder, “Can I pay my credit card with another credit card?” Actually, you can; regulations force creditors to accept virtually any reasonable method of payment by consumers. However, my question to you is: Why would you want to?…