Recently, I've been in the process buying a new house and as a result I've been thinking about the role my credit score and report is playing in this process. Think about it, if I have a bad credit score I could go from getting an interest rate of 4.5% or better, to a rate of 6% or higher. On a $120,000 mortgage that's a payment difference of $600 to $720. This prompted … [Read more...] about How To Fix A Bad Credit Score In 5 Actionable Steps