We all have difficulties when it comes to conserving our finances. It seems to be a big problem now that so many of us are living hand to mouth. This means that you are earning just enough to pay off your immediate debts to live (albeit in a very uncomfortable way). And as soon as…
Tax planning remains one of the most daunting and tedious tasks for most salaried individuals. This is because even a small mistake in planning your income taxes may make a dent in your otherwise sound finances. Quite naturally, a large fraction of salaried individuals is often in a lookout for iron-clad and quick tax planning…
Money is an essential part of our lives, yet it can be the source of so much stress! After all, it doesn’t take much to fall behind with repayments. And it’s more common than you think to find that you’ve run out of money and facing an empty refrigerator. This is when money stress can…
We are so used to hearing advice on how to make the most of finances, and more often than not they center entirely around the concerns of the individual. While it is certainly true that we each need to look after ourselves as single units, it is equally the case that it is sometimes necessary…
When it comes to finances, people often tend to think in the short term. They may be thinking about how long it will take them to save for that new car or how they are going to manage their budget until the next payday. And while this is important, people who are financially stable tend…
As kids and teens, it can be easy to think that life is a pretty easy ride. Life’s pressures haven’t yet balanced themselves on your shoulders and finances aren’t even a part of your thought process. But as you leave home, the full weight of adult life hits you. There are all sorts of bills…
Unfortunately, many of us will experience a financial crisis point in our lives. It could be that we can’t pay our bills and that we are in danger of getting the electric cut off. Or it could be that we are in urgent need or medical or dental care, but we just haven’t got the…
Your finances are an important part of your life. Even if, as far as you’re concerned, money isn’t all that important, just about everything that most people want to do in life comes at a cost. They say the best things in life are free but these days, like it or not, there’s almost nothing…
It’s a fairly common scenario: For years, you’ve been classifying some or all of your workers as independent contractors rather than employees, and there haven’t been any issues or problems. That is, until now. Why? Because you’ve been doing some research, and discovered there’s a possibility that if your business is flagged for an audit,…
We all rely on money in this world for survival and to enjoy life. It’s no wonder, then, that the small pieces of paper or numbers on a screen give us so much anxiety, as we’re entirely dependent on the ability of our finances to keep our lives in shape. That’s why the financial…