Falling on tough times is not the end of the road. Given the circumstances, and given the extent of your predicament, you would be forgiven if you resigned to a life of mounting debts. However, you don’t have to. With some discipline and proper planning, you’ll be in a position to improve your situation so…
Most of us have at some point dreamt of winning the lottery. Or, even wondered what we’d do if someone long lost relative died and left us a lot of money. We’ve all daydreamed about how we’d spend it, made imaginary shopping lists and thought about who we’d share our good fortune with. For the…
Managing money should be straightforward, but it’s a major headache for a lot of people. The basic calculation of incomings minus outgoings sounds like a simple piece of math, but it becomes a lot more complicated when you try to work out exactly what your outgoings are, and why it is that you’re short at…
Excelsior! That’s Latin, by the way, often translated as “ever upward” or “on to new heights.” Sounds like something cliche straight out of graduation. You’ve climbed one ladder only to discover the base of another, “still higher” one–entering the workforce. This can be a dishearteningly long process in which many students feel forced into…
It is easy to find great advice on how to prepare for urgent expenses in advance. The problem is when they happen before you have time to get prepared. Some urgent expenses you just can’t ignore. #1 Medical and Dental Emergencies Medical emergencies are chief among the expenses you have to attend to immediately….
They might be rare but windfalls are definitely one of the best things that can happen to you, financially speaking. It might be the unexpected result of entering the competition or perhaps it is the consequence of a high-risk investment that has worked out really well. Or maybe it is a gift given on a…
Dealing with occasional financial emergencies is a part of day-to-day life. Sometimes, emergencies are beyond our control. These could include storm damage to your home, a car accident or a medical emergency. While most of these financial emergencies are preventable if you decide to be proactive, the majority of us are never prepared. When faced…
It happens to every business, there are going to be difficult waters to paddle through, whether it’s in a financial sense, an emotional sense, or just in finding the best way to keep your business ticking over. Financial problems are commonplace for every business out there, especially startups, but this doesn’t mean that the more…
If you know that you are not financially prepared for the future or if you know that you have not made a conscious effort to try and put something away then this can cause you a lot of stress. It may also have you worried because if something did happen to you, you may feel…
No matter how much planning you do for that rainy day, financial emergencies can happen. They can happen beyond your control. You can lose your job. You can have unexpected medical bills. A big expense can come at you from out of nowhere. What should you do when this happens? The first thing you should…