To hear some people tell it, there is nothing good about debt. Living a debt-free life might be the goal of every conscientious adult, but between now and that shining day, some amount of debt is unavoidable. So, the question is more about how to minimize current debt as a strategy on the road toward…
Nearly almost every person in this world is living under debt. That is contributing to making his life not only hard but challenging too. Whenever he tries to get rid of one thing, another bill is waiting for him. That is all because of spending tons of dollars more than your income and having a…
If you’re like most hard-working people, you either get paid every week, bi-weekly or once a month. But regardless of the frequency of your pay, the fact still remains that as soon as you get paid, you seem to be “broke” soon after you pay all your bills… This vicious cycle is called living paycheck…
Presidential Politics and Student Loans – What to Expect Moving Forward? Politics aside, the cost of college education in the United States is exorbitant. According to a research paper by Erin Duffin [Statista May 5, 2020], the average annual charges in USD for higher education in public and private institutions topped out at $7,051 for…
Debt has always been seen by society as something of a dirty word, and it’s not hard to understand why. It can easily become a millstone around a person’s neck, one which forces people to work longer hours, take on extra jobs, and never quite gain the freedom they seek. On the other hand, it’s…
Graduating from school is an achievement, congratulations! It’s time to take things into your own hands and transition into adulthood with more responsibilities. Are you a graduate who borrowed student loans to cover your tuition? Don’t worry we’re here to help you manage your finance. Standing at the threshold of a new world after graduating…
It’s easy to rack up large amounts of debt and in a relatively short period of time. However, it can be difficult to maintain. Unfortunately, once you become overwhelmed with debt the road to recovery isn’t instantaneous. It can take many months before you feel relief. On the upside, by making a few changes to…
Taken under the proper circumstances — and handled correctly — a debt consolidation loan can be manna from heaven. You’ll free yourself of debt more quickly and efficiently, you’ll lower your monthly payments and the interest charges you pay will be lower too. However, all of this is predicated upon the nature of your situation and whether…
For some people, their debts can overwhelm them to the point they don’t know how they can get out of this predicament. Credit card users, in particular, are at risk of this problem because the more they use their cards, the more they become overwhelmed with the interest they have to pay on top of…
Debt consolidation is an effective solution to pay off multiple debts, whether it’s a personal loan, credit card, monthly bill, or a combination of any of them. It helps you pay out your existing smaller loans with potentially much lower interest rates and reduced monthly payments, making it a convenient and practical option. How…