I know what you're going through; back several years ago I was facing some of the same issues. I had debt racked up full on two credit cards; I had a mortgage to the hilt, a car loan and a home equity line of credit to boot. As bad as all of that sounded I didn't give up.  Don't get me wrong I knew my situation was bad but if I was going to change my future I knew it was up … [Read more...]