Introduction to Segregated Funds You might’ve heard the terms segregated funds or seg funds being tossed around… but what are they? What makes them worthwhile investments? Why are they increasingly considered better than mutual funds? Let’s break down those questions a little bit, because we hear them all too often. What are segregated funds? Well, segregated funds are … [Read more...]

Young adults often hear how important it is to save, invest, and manage their money wisely. But mostly, public high schools and post-secondary institutions don’t prepare them for these types of financial decisions. That means unless their parents knew about investing and taught them early, young adults know about the importance of these things but don’t know how to get … [Read more...]

Investing your money is something that many people want to do as it is a way of making your money work for you while you do very little. However, the main reason why many people don't invest their money is that they don't know where to start. It can be a little overwhelming with a lot of financial jargon which can be confusing, and then, of course, there's the risk. It is … [Read more...]

Gold is a great investment opportunity because the value is relatively stable and in times of economic crisis, the value usually goes up rather than down. In a difficult period, many investors will offload stocks and shares and put their money into gold instead. Investing in gold is a great way to build up long term savings and give you some protection if your other … [Read more...]

Life is unpredictable – that’s no secret. This is why it’s so important that you’re prepared in advance for any costs that come along by setting up an emergency fund that you consistently pay into. With this emergency fund, you’ll have enough/a good amount of money to help cover the unpredicted cost in questions. No matter if you’re looking to boost your personal finances or … [Read more...]

Your 30s are all about exploring financial opportunities. By this time, you've hopefully secured a stable career and have a firm idea of your long-term goals. Whether you're starting a family or looking to start your retirement fund, your 30s is a great time to build your wealth. For many people, investing is one of the easiest ways to grow your money. It allows you to reap … [Read more...]

Planning retirement isn’t something that happens overnight. It is something you need to be working towards your entire life. Some people put it off because it doesn’t seem pressing and they don’t know where to start. Don’t let that be you! Here are some simple tips and some ways you can get started now on the path to enjoying your retirement.   #1 Future … [Read more...]

Ah, retirement. The idea that someday far into the future, you'll finally get to put your feet up, relax, and watch all the mindless TV that you never got the chance to throughout your career. To do this, though, you need money. You can't expect to live a comfortable life without any. This is why retirement funds, 401ks, and pensions are all things you should look into and … [Read more...]

The Tax Cuts and Jobs Act of 2017 designated special "opportunity zones" nationwide that had been targeted for investment and redevelopment. Often neglected and largely bereft of economic vitality, some of these areas had been languishing for decades. Investors of all stripes can enjoy the benefits enabled by opportunity zones while providing capital to communities that … [Read more...]

When you think of retirement, the picture that first comes to mind will be of a relaxed lifestyle with plenty of time to do things that you love. However, the grass always appears greener on the other side. The truth is that there is a lot of good financial planning that you need to do before the big day if you want to materialize these dreams. Needless to say, many people … [Read more...]