Layaway programs are back at many major retailers, and these convenient installment plans can make holiday shopping easier without resorting to credit cards. However, many layaway programs come paired with layaway fees. These fees can add up quickly, and there are other risks to using layaway programs. As with any form of credit, opening a layaway account can put you at … [Read more...] about Layaway Fees – How to Make Layaway Work for You