None of us aims to have a house filled with clutter. If we move home, we often get rid of a lot of it and promise ourselves that things will never be this bad again. Only for the clutter to start creeping back in. In time, it grows until it’s suddenly out of control. Our homes are filled with overflowing shelving and drawers that don’t close. That one, allowed “messy drawer” … [Read more...]
How To Protect Your Privacy On Social Media
It’s hard to deny the benefits of social media: We can stay in touch with friends and family near and far, meet new people, and even find communities of like-minded strangers who share the same interests and hobbies. No wonder 69% of Americans use some form of social media, according to the Pew Research Center. But there are also downsides, especially when it comes to … [Read more...]
6 Way to Start a NonProfit and Raise Money for Charity
Starting your own non-profit is a great way to make a difference in your community or even the world. If you plan to actively manage the non-profit, you can even make it your full-time career. The drawback of operating a non-profit is the non-profit portion of it. You are always going to struggle to get the money you need to make the impact you want -- and sometimes to keep … [Read more...]
Get More Done: Easily Establish an Efficient Home Office
A home office for some is nothing more than sitting down on the couch with your laptop. This may seem like a dream scenario, but it can lead to a highly inefficient work environment. For one thing, there is no way to have an ergonomic workspace and for another, the couch is too tempting to simply lie down and take a nap. A lot of thought needs to go into establishing your … [Read more...]
How To Take A Getaway Vacation On The Cheap
Last week Friday my wife and I set out on a little weekend getaway vacation to spend some time together since it was our 10 year anniversary. With things being a little tighter on the budget this year I didn't want forgo this opportunity to spend time with my wife. So with a little persistence and planning we ended renting a small cabin in the Hocking Hills area around 50 … [Read more...]
How to Control Your Debt to Income Ratio – A Guide For Beginners
While debt to income ratio might sound like a metric more suited to accountants and financial professionals, your personal debt to income ratio is something that you should know and track. For starters, financial institutions use debt to income ratio in determining whether to grant you credit, including loans for mortgages. Additionally, debt to income ratio is a strong … [Read more...]
How to Stop Junk Mail Once and For All
Everyone loves to receive a letter or invitation via old-fashioned mail, but thanks to email and cell phones these pleasures are few and far between for most of us. Between the drop in popularity of mailed correspondence and the switch to electronic billing on financial accounts, most mail is now junk mail. However, eliminating junk mail is within reach – you just need to … [Read more...]
What Is a Keylogger – And How to Do You Remove It?
What is a keylogger? More technically known as keystroke loggers, keyloggers are typically programs, though they can also be physical devices, designed to track every keystroke you make on your keyboard and send the information to hackers. These unique programs run in the background of your computer to keep their activities hidden, so you might not know if you have … [Read more...]
How to Report a Stolen Credit Card – 4 Immediate Steps You Must Take
Even if it has never happened to you (and I hope it hasn’t!), you should know how to report a stolen credit card so that you are prepared if it does happen. I can tell you from experience, it takes more than a simple phone call to make sure that your account and your entire identity is protected after a credit card is stolen. Several years ago, I was out late with friends at … [Read more...]