Christmas is just around the corner and before you know it it will be here.  Along with that Christmas cheer their is nothing like a little personal finance to help sooth the aches and pains of the holiday spending by learning how to save more on your budget and gain some insight into better spending.

This weeks Carnival of Personal Finance was brought to you by The Frugal Duchess Carnival 183.  This week we have the Pre-Holiday Sales Addition.  You can check them out at the link above.  Also below are a few of my favorites.

• The Strump with 10 ways to tell if you can afford it.  Get post I sign of his RSS cause had such great info to pass along.
• Money Ning with Seeing the big picture when creating wealth.
• Chief Family Officer with Managing you cash flow when your not living paycheck to paycheck.
• Think Your Way to Wealth with Get an Absolutely Free Copy of Your Credit Report from All 3 Credit Bureaus at annualcreditreport.com

Enjoy!