As careful as you can be as a driver, there is always someone out there who thinks the rules of the road do not apply to them. Because of this, you are bound to experience at least one motor accident in your lifetime.
When this happens, and you are not to blame, you want to ensure that there’s nothing dodgy going on while you await your claim and compensation.
But this can take time, and if the guilty party isn’t playing ball, then you can end up mired in back and forths for so long that you might eventually just give up. Here’s the thing, don’t.
First things first following an accident, apart from making sure everyone is okay and moving out of the road if possible, is to exchange your details with the person you collided with. At this point, it doesn’t matter who’s fault it is, and you need to ensure you don’t say anything that could later be used against you.
Furthermore, ensure that the person is aware of what happened, if they seem inebriated then get on the phone with the police, but make sure not to say anything more than you need to.
Merely getting a name, phone number and address will suffice so you can get in contact later. Check the phone number by calling it and their address on their license if need be.
KNOW YOUR OPTIONS
Being involved in an accident can disrupt your daily routine. How will you get to work? What will the cost of the repairs be? It is crucial that you understand your options to help streamline the claim process.
If it is your first time in a collision, then looking into a comprehensive claims charter will help give you peace of mind and make the whole thing much more transparent.
This comes with round-the-clock customer service for any additional questions you might have.
While you can never properly prepare for an accident, taking steps to ensure you don’t get caught out when it does happen to you is essential to saving you a lot of bother and stress. For this, it is smart to invest in a front and rear dashcam, which will save you any of that ‘your word against theirs’ troubles.
Additionally, ensure you have your phone with you (yeah, like you wouldn’t anyway), to take pictures of the damage and quickly record any statements and names of witnesses. This will also allow you to call your insurance company and explain what has happened.
Getting in a motor accident can be stressful and potentially ruinous, depending on the damage. Making sure that you remain calm, as easy as it might be to start effing and blinding after the fact will help you in the long run. Demonstrating a calm demeanor throughout will naturally help calm those around you, and make the whole process easier on everybody involved.
If you need to make a claim, then do it, despite how personable and apologetic the guilty party may be. But most of all, don’t let it affect your life and lead to nervous driving in the future.
Accidents happen, and they are bound to happen to you at some point. Keep calm, understand what you must do, and you shouldn’t have anything to worry about.