Want free credit monitoring?
I recently received an email from Credit Karma saying that they are now offering a free credit monitoring service on top of their free credit score program. So in this article I’m going to give you all the details and why you should do this.
Features
With the free credit monitoring services you are going to get a bunch of great tools to help you manage and protect your credit from getting trashed.
- Email Alerts – First off, as member you will receive proactive email alerts anytime their is a significant change with your credit. On top of that it will also inform you if you if you are going to be delinquent on a bill or debt that you owe on to help prevent you from destroying your credit.
- Identity and Credit Theft Protection – With Credit Karma they will constantly watch over your credit for any suspicious activity and let you know as soon as something happens. So if someone decides to open a new credit card in your name without your consent you will be notified immediately.
- It’s Fee Free Always – As a subscriber with Credit Karma you don’t have to worry every paying for it. Their are no trial based subscriptions to worry about or a free program and a paid program to upgrade to. The reason this program is free of charge is because Credit Karma makes their money by selling products on their site such as credit cards, savings accounts, and auto insurance.
How To Get Started
To get started follow my 3 simple steps.
Step 1: Sign up for Credit Karma. To get started sign up for a free Credit Karma Account. This will enable you to get your free score and simulator. To learn more about these features check out my Credit Karma Review here.
Step2: Sign up for free credit monitoring. Once signed up for an account click on My Profile in the upper right corner. From there scroll down and click on Credit Monitoring Services. From there you just have to click the little box to allow them to email you on any changes on your credit report.
Step 3: Relax. Finally, in the last step you can relax. Now that your credit and identity are being monitored you can rest asured you won’t get hacked, scammed, or have your identity stolen.
One Final Thought…
As a final thought I would like to mention about this free credit monitoring services is that this program only monitors your credit and identity. It doesn’t fix it if something does happen to you, and their is a big difference between the two.
With this free credit monitoring service they are just merely informing that something my be wrong with your credit and identity. Fixing the issue will be up to you.
For example, if someone hacks your credit card numbers and tries to open a new account Credit Card account they will not stop them, they will only inform you that someone has done this to you.
So have you signed up for the free credit monitoring service through Credit Karma? Feel free to share you thoughts, comments, tips, and questions below.
Cheers!
