Are you searching for a debt relief program? A lot of people are these days, in fact you may be spending a lot of time researching and comparing who really has the best debt relief program. So in this article I hope to save you a ton of time and research and show you what the best debt relief programs are. Of course these are only my picks so if you have one that you believe is a better fit by all means share it with us in the comments below.
Debtmerica Relief
Fees: Debtmerica’s typical fees run 17% of the total amount of debt that is placed into the program. Programs Offered: They offer one main program called the Debt Resolution Program. Debtmerica was founded in 2002 and is listed in Inc. Magazines Top 5000 business. Along with this program the typical candidate is someone who has at least $10,000 of unsecured debt or more. To be accepted into this program you must be facing some sort of financial hardship now or in the near future. If you would like to learn more about this company you can read my review here.
Debt Consolidation Care
Fees: Debt Consolidations Cares fees range from free do it yourself information. They also have partnered with several debt companies so fees will vary from a company to company basis. Programs Offered: DCC offers everything from debt negotiation, debt counseling, bankruptcy help, to do it yourself options.
Debt Consolidation Care has partnered with several different debt companies to help bring a wide selection of different options to you. They also rate and show which companies are the best. In fact one of their top rated companies is the Oak View Law Group. To learn more about this company you can read more here.
Care One Credit Counseling
Fees: Fees vary depending on the amount of debt you have and which program you decide to use. Programs Offered: Care One Credit offers 3 different programs. The first is the Debt Management Program which works to help lower interest rates and reduce fees. The second is a settlement plan were your debts are negotiated for a lower balance. The third plan is a bankruptcy plan. With the three programs they offer they also have a huge community built up as well with blogs like The Debt Diva, forums so you can ask questions specific to your needs and even groups. They also have a wide array of money management tools and a great article library.
CuraDebt
Fees: Fees vary depending on the amount of debt you have and which program you decide to use. Programs Offered: Curadebt offers two programs, the first is a debt settlement program and the second is a debt counseling program.
Along with the two programs they offer they also have a forum and contests were you can win a free debt consultation or debt settlement plan in the amount of $4500. To learn more about this company click here.
Freedom Debt Relief
Fees: Fees are combined into a monthly payment along with the debts and bills that are included into the program. The fee is paid over an 18 to 19 month period.
Programs Offered: Freedom Debt Relief offers a debt reduction plan, a debt counseling program and a bankruptcy program.
Freedom Debt Relief was founded in 2002 and currently employees 500 people. They have helped 30,000 clients since opening their doors.
Pick A Program
Of the five debt relief options I covered here I should mention that you before you consider any particular one that you should look into all of your options. My suggestion is to contact several different companies and get quotes before you decide.
Chris
{ 7 trackbacks }