Debt Consolidation Care Review

Today it seems as if there are a million debt relief companies on the internet.  I think I come across a new one almost every day.  However many there are they all seem the same to me.  They offer a quick blurb about their company and then offer a simple sign up as if it were all that easy.

The truth is it isn’t that easy, debt negotiation companies can be a little tricky to work with, just read my post on the  Debtmerica Relief Scam and you’ll understand what I’m talking about.  However, recently I’ve come across a website on the internet called Debt Consolidation Care and I’ve noticed their not quite like the other debt companies on the net.

In this post I am going to give you the good and the not so good low down on Debt Consolidation Care.  I will also show why DCC is different than any other debt consolidation help site.

What Debt Consolidation Care Offers

First off, DCC has a few things different than other debt consolidation companies and the first thing is the community it has.  This site doesn’t establish itself as just a company but rather a community for helping others and one of the corner stone’s in that community is the free forum it offers.  In the forum you can ask questions on anything from debt settlement, collection agencies, payday loans, to even bankruptcy.

Second, the site offers a ton of calculators to help you map out the numbers when it comes to getting out of debt.  They have everything from debt reduction calculators to calculators that will figure your debt to income ratio.

Third, they have a ton of do it yourself articles to get you started.  If you’re looking for info on how to deal with payday lenders, collection agencies, or even how to negotiate your own debts you’ve come to the right place.

Finally, they offer a ranking of what they believe to be some of the best debt reduction companies out there.  These rankings include the top three picks by Debt Consolidation Care as well as a list of all the companies they work with in all 50 states.

What I Liked About DCC

First off, the biggest thing I liked about this site was the fact that they give you the opportunity to do it yourself first.  With most companies the only option you get is a sign up form and a little bit of information on the company.

In fact most companies discourage other from trying to do it yourself because they believe it would be too difficult for you; however you never know unless you try it yourself.

Second, the forums contain a huge community of people to help you out.  If you’ve got a question it will get answered here.  The forums are also a great place to learn a lot of stuff.  I came across a bunch of sticky post inside the forums.  I read one on collection agencies that was very informative and helpful.

Third, they had a lot articles but they also had a bunch of great videos showing you how to set up a debt reduction plan, how to avoid bankruptcy and even how to do a payday loan consolidation.  I felt these videos came in handy when just getting started.  It also helps when you can just have someone explain things to you instead having to read a ton of articles.

What I didn’t Like

As powerful as this website can be for someone I still seen a couple of things I didn’t like about the site.  The first was that I was looking for personal reviews and ratings about the debt companies they were talking about.  It seemed the only ranking they had was of three companies they liked the best and that was it.

If I were looking for a debt negotiation company I would want to know what others thought of this company after using their services, however I just didn’t see that here.

I also didn’t like the fact that out of all the companies that they mentioned they didn’t show what their fees are.  I guess it’s just the fact that I’m a numbers kind of guy and I want to know what I’m going to be paying for if I sign up with one of these companies.

It would also be helpful so I could compare companies with each other and see who would actually have the best fees and rates for my situation; instead all I got for each company was a brief description and their contact information.

Finally, I also didn’t like that fact that the reviews they had of the companies they worked with never went through the benefits as well as some of the disadvantages with the companies had.  Doing this would have given a more rounded review of each company when it came to making a decision.

Who Is DCC For

Debt Consolidation Care has helped millions of people get debt free but there are a few people who I feel are really meant for this website.  First off, if you are a do it yourself person when it comes to getting out of debt this site is a great place to find some answers.

This site is also great if you just have a simple question to ask.  You don’t have to call them or even shot them an email; you can go straight their forum and get your answers now.

Finally, DCC is also great for those that have tons of debt and are looking for people to help them solve their solutions before they get any worse.  Sometimes all you need is someone to coach you along the process and give you the guidance to get started.

Are You Ready

Get started now by checking out all of their free content they have available.   However I know that in some cases this just isn’t an option so you may want to consider signing up with a free over the phone consolation to help you get started.   This will also help you to see if this is an option for you as well.