The biggest problem with your debt plan
Are you trying to get debt free? For a lot of people this is true. I’ve talked a lot about setting up a debt plan how to use it but this never seems to be the biggest problem with most people. For most it’s following through with your plan that can be the tough part.
I’m sure a lot you would agree with me.
First, if you haven’t set up your own debt plan yet you can do so here and if you want to learn more about how it works you can check this post out as well.
In this post my goal is to give you a few tips that will keep you focused on your debt plan and stumbling forward to success. I will also be posting 5 more tips later on this week so I can keep the post shorter.
5 tips that will keep you locked in YOUR debt plan
- Have a debt plan. This may sound like common sense but you would be surprised how many people don’t have a plan to get out of debt. If you don’t you may want to check this out. Simply put a plan will keep things together for you when may get off track and lose your place.
- Have you plan written down. Having your plan written down will help you remember the plan easier. This is not a time to be lazy and make excuses. Writing your plan down shows you are serious about getting debt free.
- Communicate with your spouse and family. Talking to your spouse and family about this plan ensures that it will stay strong. If you don’t do this your spouse or family may neglect you and not take the plan seriously. If your spouse isn’t in on the deal they may still be spending money and putting more leaks into your debt plan. Start right by getting everyone on the same page.
- Review your plan twice a day. Reviewing your plan regularly will help you keep the plan fresh in your mind. This is a big one because once we forget about it we won’t do it anymore. Doing this daily will build strong habits over time keeping you committed.
- Keep your plan visible. Keeping your plan in a familiar place will help with forgetting about the plan all together. A few places I like to keep my plan are on my refrigerator, on the bathroom mirror so when I get up in the morning it’s the first thing I see, and on my dresser. I like this spot because it’s usually the last thing I will read at night. Also it’s been proven that reviewing things before you got bed at night will allow your mind to work on these problems you are having as you sleep. I’ve done this several times and had great results with it.
Do you have any tips that I should include into these post? Leave me a comment about it and I may include it into future post. Also don’t forget to check out the second post in this series later this week.
{ 3 trackbacks }
{ 0 comments… add one now }